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Guides/Business Licenses

How to Get a Business License

One license is almost never enough. Most new businesses need a stack of them: one from the city, one from the state, one for the industry, plus the tax registrations that come with collecting money. This guide lays out the four types, the order to get them, and how to figure out exactly which ones apply to you.

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The four types of license

Almost every license a new small business needs falls into one of these four buckets. Most businesses end up touching all four.

General business license

The baseline operating license. Most cities and counties require one, and a handful of states do too. If you operate in more than one city or county, you usually need one in each.

State vs local licenses, explained

Industry or occupational license

If your work is regulated (trades, food service, personal care, healthcare, finance), you also need a state-level license for the work itself, usually with education or exam requirements.

Licenses by industry

Health, safety, and operational permits

If you run a physical space that touches the public, expect permits beyond the general license: food, building and occupancy, fire, health inspections, signage, and environmental.

What you need to start a business

Tax and regulatory registrations

Not licenses by name, but you cannot legally collect revenue without them: an EIN, state tax registration, a sales tax permit, and unemployment and workers' comp if you have employees.

Do I even need a license?

What you need before you can apply

Four things have to be in place first. Without them, applications stall.

  • A registered business entity

    Sole proprietorship, LLC, S-corp, or C-corp, registered with your state. This is the legal name licenses are issued to.

  • An EIN from the IRS

    Free and usually instant online. Nearly every license application asks for it.

  • Your NAICS code

    The six-digit industry code that applications and grant programs use to classify you.

  • A registered business address

    Some states require a physical address, not a PO box. If you are home-based, check local zoning first.

The order to get them

Start at the top. Each step depends on the one before it, so working through the list in order is the fastest way to legally open. For exactly what each application asks and how long it takes, see How to Apply for a Small Business License.

  1. 1Choose and register your business entity with the state.
  2. 2Get your EIN from the IRS (free, usually instant online).
  3. 3Look up your NAICS code.
  4. 4Apply for your state-level general license, if your state requires one.
  5. 5Apply for your city or county business license.
  6. 6Apply for any industry-specific occupational license you need.
  7. 7Get your sales tax permit if you will sell taxable goods or services.
  8. 8Apply for health, fire, or building permits before you open a physical location.
  9. 9Set up unemployment and workers' comp if you will have employees.
  10. 10File any federal licenses (alcohol, firearms, transportation, and the like). Most businesses do not need these.

How to figure out what applies to you

Generic checklists only get you so far. The specific licenses you need depend on three things: your industry, your state, and your city. Four sources clear it up fast:

  • Your state business portal. Most have a questionnaire that maps requirements to a few details about your business.
  • Your city or county clerk. The most accurate source for local licensing. A five-minute call often beats searching their website.
  • Your state licensing board. The authority for occupational licenses. Search “[your state] [your profession] licensing board.”
  • A local SBDC. Free, SBA-funded consulting offices in every state that will map your specific requirements for you.

With Bizmoon

Or skip the research and let Bizmoon map it

Tell Bizmoon your industry, state, and city once. It builds the exact list of licenses, permits, and registrations that apply to you, then drafts the next steps so you are not piecing it together from a dozen government websites.

See your license list

Go deeper

Each part of the licensing picture, walked through in full.

How to Apply for a Small Business LicenseThe step-by-step application process: what each form asks, what it costs, and how long approval takes.What Licenses Do You Need to Start a Small Business?The full federal, state, and local checklist, plus how to map it to your specific situation.Do I Need a Business License? A State-by-State GuideHow licensing works across the U.S. and how to tell what your state actually requires.Business Licenses by IndustryWhat common business types need, from food trucks to contractors to salons.State vs Local Business LicensesHow the federal, state, and local layers stack, and why one license rarely covers all three.Do You Need a Business License in Every State?What changes when you operate or sell across state lines, in plain English.Small Business Compliance ChecklistLicensing in the wider context of everything you need to stay on top of after you open.

Frequently asked questions

How do I get a business license?
Register your business entity with the state, get an EIN from the IRS, then apply for the licenses that fit your situation: a general business license from your city or county, an occupational license if your industry is regulated, and a sales tax permit if you sell taxable goods. Most applications go through your state's business portal or your city clerk's office.
Do I need a business license to start a business?
Almost always, yes, and usually more than one. Most new businesses need a general license from their city or county, plus any industry-specific license their state requires, plus tax registrations. The exact mix depends on your industry, your state, and your city.
What licenses and permits do I need to start a small business?
Think in four buckets: a general business license, an industry or occupational license, health and safety permits if you run a physical space, and tax and regulatory registrations like an EIN and a sales tax permit. Work through them in order, starting with registering your entity.
How much does a business license cost?
It varies widely by location and license type. A local general business license is often a modest annual fee, while occupational and specialty permits can cost more and may carry exam or inspection fees. Budget for renewals too, since most licenses renew every year or two.
Do I need a business license in every state where I operate?
If you have a physical presence or employees in a state, you generally need to be licensed and registered there. Selling across state lines can also create sales tax obligations in other states under economic nexus rules, even without a physical location.
How long does it take to get a business license?
Some licenses are issued the same day online. Others, especially those that require inspections or board review, can take several weeks. Working through the steps in order, rather than all at once, is usually the fastest path to legally open.
Regulation alerts

Keep up after you are licensed

Licensing rules change. Cities add permit categories, states update professional requirements, and new regulations create obligations that did not exist when you started. Bizmoon watches federal and state changes and tells you, in plain English, when one affects your business, with the deadline attached.

Start monitoring for free
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